Category: Survival

Practical strategies for resilience when systems fail — from building trusted networks to preparing for supply, banking, and government disruptions.

  • The Mortgage Time Bomb

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    Over a million Canadian mortgages—most originated at rates near 2.8%—are set to renew in a synchronized wave over the next 18 months, colliding with current rates near 4.7%. This payment shock is not an accident; it’s a predictable outcome of how the system was designed to work. For households, an extra $800 monthly payment is… Read more